CMB Youth Card, also called CMB YOUNG Card Youth Edition, is an exclusive credit card specially created by China Merchants Bank for young people. In fact, there are many similar credit cards, such as Bank of Communications Y-POWER Card and Shanghai Pudong Development Bank’s Shanghai Pudong Development Youth Card. Let’s find out more together. Young people who have just entered society do not have very good financial capabilities and their lives are not yet stable, but their prospects are the most promising. In order to attract these customers, many banks have launched credit cards specifically for them. Among them, these three are the ones that have received rave reviews. The money belongs to none other than this.

1. Bank of Communications Y-POWER Credit Card Y-POWER Credit Card is a dual-currency credit card specially created by Bank of Communications for young people. It has ultra-low cash withdrawal fees and ultra-high cash withdrawal limits. For domestic RMB cash withdrawals, Regardless of whether you are traveling across different banks or in the same city or different places, the handling fee is always as low as 5 yuan per transaction, and the cash withdrawal limit can be as high as 100% of the credit card limit. When you spend RMB 500 or USD 60 in a single transaction with your card, you can activate the "split as you want" installment payment privilege; whether you use Y-POWER at home or abroad, you can choose to repay in RMB in the end, eliminating the need to spend overseas. The trouble of needing to exchange foreign currency. You only need to meet any of the following conditions to apply: 1. Have a stable job, pay three gold and silver coins continuously, and never hold a Bank of Communications main credit card. 2. Have a college degree or above, and have never held a Bank of Communications principal credit card. 3. Have certain assets in Bank of Communications and have never held a Bank of Communications principal credit card.

2. Youth version of CMB YOUNG Card. Holders of the youth version of CMB YOUNG card can enjoy double points in the birthday month (the maximum number of bonus points per month is 2,000 points per household), and the first cash withdrawal per month is free of charge. Fees, and you can also have a cash withdrawal limit of up to 100%. The new YOUNG card owner card customer can use the card for any 3 transactions within the next two natural months of the card verification month, with each consumption reaching 188 yuan, or any single installment transaction with a total amount of 500 yuan, or any single installment transaction. After binding the card to China Merchants Bank Mobile Life, you can repay the CMB credit card transaction, or make any Apple Pay payment, and you can register and receive gifts through the China Merchants Bank Mobile Life APP. You only need to meet the following conditions to apply: 1. Bachelor degree or above recognized by the National Education Commission, graduated after 2003 (inclusive); 2. Customers under 30 years old (inclusive) (non-student customers); 3. Have a stable job, You can apply with a copy of your ID card + work certificate (business card, work badge, work permit copy or original work certificate issued by your work unit).

3. Pudong Development Youth Card Holders of Pudong Development Youth Card can enjoy an exclusive 10% discount on bill installment or contract installment handling fees. When using the card to withdraw cash, the first transaction fee per month is waived, and double the handling fee on specific dates. Points, first-time card customers who apply for "Dream Gold" within 3 months from the date of card approval can enjoy a 30% discount on handling fees. You only need to meet the following conditions to apply: 1. Graduates from a full-time college or above; customers under the age of 30 (inclusive) (non-student customers); 2. Customers under the age of 40 (inclusive) (non-student customers); 3. Have a stable jobs and income.