Repayment will be made on the repayment date next month.

The credit card statement date refers to the date when the card-issuing bank will regularly summarize and settle the various transactions and expenses that occurred in your credit card account in the current period every month, calculate the interest, and calculate the total amount of debt you owe and the minimum payment for the current period. amount and send you a statement. This date is your credit card statement date.

Enjoy the interest-free period for credit card purchases. If you pay off the bill before the due date, no fees will be incurred. There is no interest-free repayment period for cash withdrawals, and a daily interest rate of 0.05% will be charged from the day of withdrawal. The bank will also charge a certain percentage of cash withdrawal fees. If you don't know how to take care of your credit card and cannot repay the loan as scheduled when the final payment date comes, the bank will charge you high interest rates.

Extended information:

Credit card repayment methods

1. In the card issuing bank

This method includes: card issuing bank counter, ATM, online Bank, automatic transfer, telephone banking repayment, etc. After repayment, the credit card limit will be restored immediately, and the payment will generally be credited to the account after the system processes it on the same day.

2. Weiyintong POS mobile phone

Weiyintong POS mobile phone is a mobile financial system personal payment terminal, which can be used to directly swipe credit cards for repayment, as well as transfer and other services. . Instant payment!

3. Transfer/remittance repayment

It is mainly divided into two methods: inter-bank in the same city and inter-bank in different places. Regardless of the method of transfer or remittance, the remittance bank will charge a certain fee. At the same time, the time it takes for the money to arrive and the convenience of repayment are not as good as intra-peer repayment, online repayment, convenience store repayment and other methods.

4. Online repayment

The more common online platforms in China include: UnionPay Online, Kuaiqian, Shengfutong, Alipay, Tenpay, etc. Depending on the platform and bank you choose, the charging standards and specific payment arrival time will be different.

5. Convenience store repayment

This method mainly completes repayment through the "Lakala" smart payment terminal installed in the convenience store. It usually takes 2~ 3 working days, and there is no handling fee for repayment using this method.

6. Over-the-counter repayment

Over-the-counter payment refers to the bank cards issued by various networked financial institutions, which can be paid through the counters of other bank branches registered in the UnionPay Exchange Center host system. Conduct RMB current deposit and withdrawal transactions.

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