First, the application conditions:
Chinese mainland residents, aged over 18 years old (inclusive), have full capacity for civil conduct, a stable and legal source of income and the ability to repay and pay, and have a good asset reputation.
Second, the application materials:
1. Identification: Generally, it is the original ID card and the front and back copies. Soldiers need to provide a copy of their ID cards;
2、? Work certificate: it can be the original work certificate issued by the employer, a copy of the work permit and license, or a personal business card issued by the company;
3. Financial proof: it can be a salary record issued by the bank, or an income tax withholding certificate, or a document that proves the market value of the house, car, deposit and investment, which can prove the financial level of the applicant;
4. Other supporting materials: personal account list of social insurance in recent months, water gas bill, credit card bill of other banks, etc.
Extended data
The characteristics of credit cards are as follows:
1. Cash deposit in advance is not allowed. You can enjoy an interest-free repayment period and can repay in installments (minimum repayment amount). Join VISA, Master Card, JCB and other international credit card organizations, which are universal.
2. One of the fastest-growing financial services today is electronic money, which can replace the traditional cash circulation to a certain extent.
It has two functions: payment and credit. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers.
3. High-tech products integrating financial business and computer technology.
It can reduce the use of cash currency.
5, can provide settlement services, convenient shopping and consumption, enhance the sense of security.
6. It can simplify the collection procedure and save social labor.
7. It can promote commodity sales and stimulate social demand.
Baidu encyclopedia-credit card
Baidu Encyclopedia-Dual Currency Credit Card
China Merchants Bank-Credit Card Processing Conditions