The amount charged by a credit card is determined by your credit limit. Assume that the bank approves a limit of 20,000 yuan for you. This 20,000 yuan can be used to pay for any amount of consumption. Of course, the first time you swipe the card, you can only swipe up to 20,000 yuan. If your initial purchase is 5,000 yuan, then before you pay back the initial purchase amount, your credit card's available limit will be 15,000 yuan.

The amount of credit card limit allocated by each bank to each person is different. It is generally reflected in the registered envelope of the credit card mailed. If you do not know your credit card limit, you can also call the bank's customer service hotline for consultation. .

The amount of money you can spend on your credit card for the first time depends on the limit of your credit card. As long as the amount you use is within the limit, you can make multiple purchases or one-time purchases. It is recommended that you do not make excessive large-amount purchases and pay attention to risk prevention and control when using credit cards.