Yes, just go to Pudong Xiben, the official credit card APP of Shanghai Pudong Development Bank, find your points, and then exchange them for phone bills or other gifts
Credit card consumption You can accumulate points when using the service, and the points can also be redeemed for phone bills and individual annual fees. How to do it specifically:
1. In terms of points: Most banks’ credit cards accumulate one point for every dollar spent. However, you can only earn one point by spending 20 yuan at China Merchants Bank, and you can earn one point by spending one dollar at Shanghai Pudong Development Bank. Accumulate 9-16 points.
2. Let’s start from the points redemption mall: In addition to redeeming mall gifts, it is best to redeem points for credit cards and miles. For Bank of China, Agricultural Bank of China, Bank of Communications, and China Merchants Bank, you only need to spend 400 yuan to redeem them. A 1-yuan voucher costs Xingye 490. For CITIC Everbright and ChinaAMC, it costs more than 1,000.
3. From the point of view of the validity period of points: of course, the longer the validity period, the better. The points validity period of ICBC, China Construction Bank, Agricultural Bank of China and China Everbright is 5 years, while that of Ping An is 3 years, and that of Bank of China and CITIC is 3 years. For 2 years, it is permanently valid for China Merchants Bank, Minsheng Bank, Postal Savings Bank and China Banking Corporation. In this way, as long as you use it for a long time, the longer the validity period, the better.
2. What is the most cost-effective way to redeem credit card points?
1. Exchange phone bills: Many banks allow it. If you have 10,000 points, you can exchange them for 7 yuan of phone bills at Shanghai Pudong Development Bank. Don’t look down on this phone bill. They are all redeemable for free. The highest Ping An can exchange for 2 yuan. Ten yuan.
2. Exchange for fuel cards: The three main companies that can exchange for fuel cards are China Construction Bank, Guangfa, and Pudong Development Bank. With 10,000 points, you can get a fuel card worth 18 yuan
3. Exchange for shopping Coupons: You can exchange them for famous milk tea, and shopping coupons are also a very affordable way.
Generally speaking, there are many benefits of points. Although the points are very small for goods, they are free after all. As long as you use them for your own consumption, the points will accumulate. People with credit cards generally use them for a long time.
4. Shanghai Pudong Development Bank (referred to as: Pudong Development Bank or Shanghai Pudong Development Bank) was established with the approval of the People's Bank of China on August 28, 1992, opened on January 9, 1993, and was listed in Shanghai Securities in 1999. It is a national joint-stock commercial bank successfully listed on the stock exchange (stock trading code: 600000), with its head office located in Shanghai. In 2018, Shanghai Pudong Development Bank ranked 70th among the "Forbes Global 2000" in the United States; 25th among the "Top 1000 Global Banks" by The Banker in the United Kingdom; and 227th among the "Fortune 500" in the United States. Shanghai Pudong Development Bank It is one of the few joint-stock commercial banks in China that has been rated investment grade or above by three major international rating agencies. In July 2019, it was released on the 2019 Fortune Global 500: ranked 216th on September 1, 2019. The list of China's Top 500 Service Enterprises was released, and Shanghai Pudong Development Bank Co., Ltd. ranked 29th. In March 2020, it was ranked 134th among the top 500 global brands in 2020. The total assets of Shanghai Pudong Development Bank increased from 1993 when it was first established. 8.75 billion yuan to 6,091.759 billion yuan at the end of June 2018, an increase of 696 times; operating income increased from 337 million yuan at the beginning of CCB at the end of 1993 to 168.6 billion yuan at the end of 2017, an increase of 500 times; net profit increased from 1993 to 168.6 billion yuan at the end of 2017. from 130 million yuan to 54.24 billion yuan in 2017, an increase of 416 times, with an average annual compound growth rate of nearly 30. "