Credit cards are frozen, and whether they can be unfrozen depends mainly on the difficulty of unfreezing. 1. overdue freeze: if your credit card is frozen due to long-term overdue, you can apply to the bank for unfreezing after paying off the arrears and improving your credit for a period of time. Most of them can still be thawed successfully. 2. Frozen due to cash withdrawal: If your credit card is frozen because the bank suspects that you have cashed out, if you have not cashed out, directly explain the situation to the bank, and the bank can generally unfreeze it for you. If there is a cash-out behavior, it only takes a while, and then the bank will try to apply for unfreezing. If the general situation is not serious, it can still be successfully thawed. 3. Abnormal card freezing: If your credit card is frozen due to abnormal conditions, if the card is lost, you can apply for unfreezing after finding the card. Thawing is very easy. Because the stolen brush is frozen, the bank will unfreeze it for you after handling related matters.

Legal basis: Measures for the Supervision and Administration of Credit Card Business of Commercial Banks Article 52 A card-issuing bank shall establish a risk management system for credit card business. When the issuing bank learns from the public security organs, judicial organs, cardholders themselves, relatives, transaction monitoring or other channels that cardholders have risk information such as stolen identity documents, deteriorating family financial status, declining repayment ability, invalid reserved contact information, deteriorating credit status, abnormal card use behavior, etc., it should immediately stop operations that may expand credit risk, such as increasing credit limit, authorizing card service exceeding credit limit, and authorizing business by stages, and take measures such as improving transaction monitoring and reducing credit limit.