1. Telephone inquiry: you need to inquire about the customer service telephone number of the bank by yourself, and inquire about the credit card related information handled by your ID card through the customer service staff;
2. Log in to the credit information system: register your credit information report and personal credit card information through the ID number;
3. Bank outlets: You can bring your ID card to the credit management center of the local People's Bank and check your personal credit card with the help of the staff. Operating environment; Apple 12iOS 14 browser 12 .8.7
With the popularity of credit cards, more and more people have become credit card groups. Many people not only apply for credit cards, but also apply for multiple credit cards at the same time. However, with the increase of credit cards, problems inevitably arise in credit card management. Many people are considering canceling some of these credit cards, but they don't know which ones should be cancelled. If you have the following credit cards, you'd better cancel them as soon as possible.
1. Credit card with low credit limit and difficult to pay.
There is such a credit card. Although the threshold for applying for a credit card is not low, the credit limit of a credit card is pitifully low. In addition, it is more difficult to increase the credit card limit later. No matter how hard you try to improve your qualifications, the credit card limit is still very low. If you have this credit card at hand, instead of keeping it all the time, it is better to cancel it indirectly to avoid overdue.
2. Long-term idle credit cards
Many colleagues apply for multiple credit cards just to show off and let others know that they have multiple credit cards at the same time. There are many people applying for credit cards, and the consumer demand is very small. Idle credit cards have a charge for swiping, so they can't repay on time, which is easy to cause overdue. Therefore, canceling the use of credit cards is the best way.
3. Credit cards with serious homogenization
If you have two or more credit cards with similar rights and interests, please choose a credit card with a larger amount, and other credit cards can be cancelled.
4. Credit cards with less rights and interests
This requires careful comparison to find out the credit card cancellation with less rights and activities from your own credit card.