Hello, this card friend. Generally speaking, there is a great difference between the gold card of China Merchants Bank Credit Card and the ordinary card, which is mainly reflected in the application conditions and credit limit. Of course, the annual fee is different. The application requirements for gold cards are higher than those for Puka. In addition, in terms of credit limit, the credit limit of gold card is usually higher than that of ordinary card (the maximum credit limit of gold card is 50 thousand yuan; The maximum amount of Puka is 8000 yuan). In terms of annual fee, the annual fee for gold card is 300 yuan, and the annual fee for Puka is 100 yuan. You can waive the annual fee for the next year by swiping it five times.

In addition, the gold card symbolizes honor and shows identity. Gold card holders can enjoy more credit card benefits and conveniences.

Of course, the quota of Puka and Gold Card is different. Generally, the amount of a general card ranges from 0 yuan to 1000 yuan, and that of a gold card ranges from 1000 yuan to 50,000 yuan. However, many card friends said that if the income is stable and the credit is good, the amount of ordinary cards often used is often higher than that of gold cards.

The annual fees of Puka and Gold Card are also different, but in general, the annual fees of Puka and Gold Card in the bank are not too high, ranging from tens to hundreds of yuan, which is affordable for most cardholders. Moreover, the bank has also formulated a corresponding annual fee-free policy. If the number and amount of credit cards are sufficient, the annual fee can be exempted.