The credit card has been overdue for 20 times, and it has entered the blacklist of banks, so it is impossible to borrow money in the short term.

Bring your ID card to the relevant bank for enquiry;

Please repay overdue debts as soon as possible;

Bad credit in the blacklist is recorded in the personal credit information system;

The retrospective period is five years. After five years, the bad credit information is clear, and the business can be handled normally after the list is revoked;

If the arrears are not paid after the expiration of the retrospective period, the bank may apply for a five-year or permanent supplementary payment.