the last repayment date of credit card No.27 of China guangfa bank was on the 27th, but it was not overdue. But you need to make sure that your arrears arrive. Under normal circumstances, China Everbright Bank has a three-day grace period, that is, your repayment date is 27th, so it doesn't matter if you repay the arrears before 3th. Generally, overdue within 6 days is not a malicious overdraft, so don't worry too much.