Current location - Trademark Inquiry Complete Network - Overdue credit card - The bank flow is low, the Alipay flow is high, and there is no certificate of employment. I bought a loader and a Mazda with a loan from China Construction Bank. Can I get a credit card?
The bank flow is low, the Alipay flow is high, and there is no certificate of employment. I bought a loader and a Mazda with a loan from China Construction Bank. Can I get a credit card?

It should be possible. It will be easier if you have proof of employment and income. If not, you can go to China Construction Bank. It will be easier to apply for a credit card after getting a loan at China Construction Bank, or you can also go to a bank that cooperates with Alipay to apply for a card.

You can apply for a credit card through various channels. You can go to the bank counter or apply online. When applying for a card, just fill out a credit card application form at the counter and hand it to the bank staff along with the application information. Some online applications require you to mail the application materials yourself.

After the credit card application is submitted, it will be sent to the bank's credit card center for review. If the bank approves the card, it will be issued and sent to you. After you receive the card, you can activate it and use it for consumption.

The bank credit card center will determine the final credit card limit based on the nature of your work, position, income, etc. If you apply for a credit card and provide more proof of assets such as deposits, real estate, vehicles, equity, etc., you can Increase the credit limit of your card.