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How to accumulate points with China Construction Bank Credit Card?

You can usually accumulate points by participating in bank activities.

Whether it is a credit card from China Construction Bank or a credit card from another bank, every bank's credit card will hold points activities. When these events are held, the credit card will have double points, and you can accumulate credit card points faster. In daily life, you can also accumulate points through frequent consumption. The main way to obtain points is the current consumption behavior of credit cards.

1. Participate in the bank’s points activities.

Each bank regularly holds credit card points promotions. During the credit card points promotion period, users’ consumption behavior will earn double points, and sometimes even multiple points. Credit card activities are the best time to accumulate credit card points. Banks basically do not have points limits. You can choose to spend intensively on credit card concentrated activity days. Credit card points activities will also have gift activities. When you meet certain requirements, you can get corresponding points.

2. Spend more in daily life.

The main function of a credit card is investment and consumption. If your usual consumption method is relatively simple, you need to enrich your consumption scenarios as much as possible and use credit cards for consumption as much as possible. Whenever you spend an amount, your equivalent amount will be converted into credit card points. Although the accumulation of credit card points may seem slow, as long as you persist in spending, you will have qualitative changes.

3. Actively redeem your credit card points.

When a user accumulates a certain amount of credit card points, the user can exchange the credit card points for cash gifts of equal amount. Some banks will launch redemption activities. After users redeem gifts, they can get a certain amount of credit card points. Such points cannot be recycled and can only be counted for the next period. For those users who spend frequently, credit card points can not only improve their credit rating, but can also be exchanged for certain gifts, which is very cost-effective.

To sum up, China Construction Bank’s credit card points can only be obtained through the above three ways.