the first credit card in the world originated in the United States in 1915. The earliest institutions that issued credit cards were not banks, but some department stores, restaurants, entertainment industries and gasoline companies.

China In October 1979, Guangdong Branch of Bank of China signed an agreement with Bank of East Asia in Hong Kong to handle the "Dongmei VISA Credit Card" on its behalf, so as to handle the cash withdrawal business of Dongmei Card. Since then, credit cards have appeared in China.