Deutsche Bank will always deduct the annual fee if it does not close its account. It should be noted that the cancellation of a bank card requires the cardholder to go in person. In order to avoid the security risks of the bank card, the bank does not allow others to handle the card cancellation business on behalf of the bank card. When the cardholder cancels the card, he needs to bring his ID card and the bank card to the corresponding bank to queue up for the number, and then the bank staff will assist the customer to cancel the card.

Basic rules for using German bank cards:

1. If a customer doesn't use a bank card after 6 months and there is no balance in the bank card, the corresponding banking system will use the card as a dormant card for backup.

2. The opened bank credit card needs to pay an annual fee, and it doesn't have the automatic dormancy function. If it fails to meet the conditions of annual fee exemption, it will need to pay an annual fee, and if the balance is insufficient, it will also generate a late fee penalty.

3. There is no annual fee for unopened bank credit cards, and there is no need to cancel them. If they exceed the activation date, they will be automatically invalidated.