Modification method of CCB's limit of 5, yuan:
1. To modify the limit through the bank counter, you need to bring your bank card and ID card.
2. modify it through the mobile banking app. find the "security center" in the menu of CCB, find the "binding device" of "authorization management" and click enter, select "upgrade authentication level", and complete the specified operations according to the prompts, such as shaking your head and blinking. After completing the operation, you will be prompted that the certification upgrade is successful, and then there will be no limit of 5 for transfer.
3. modify through online banking. Log in to the online banking of China Construction Bank, click "Transfer and Remittance" in the menu, click "Transaction Limit Inquiry" in the lower right corner, and find "Settings" in the upper right corner. After entering, complete the information of "SMS Authentication Settings" and "Dynamic Password" to cancel the limit of 5.
Description of types
Personal housing loan business
Personal housing loan business refers to loans granted by CCB or CCB to natural persons who purchase, build or overhaul various types of houses in cities and towns in Chinese mainland.
CCB's personal housing loan business mainly includes housing loans on own account's personal housing mortgage loan (including personal first-hand housing loan, personal second-hand housing loan, personal commercial housing loan, personal housing mortgage loan, etc.), provident fund personal housing loan and personal housing portfolio loan.
it started on October 9, 214.
CCB supports the reasonable housing loan demand of residents' families. For families who purchase their first home by loan, the minimum down payment ratio of the loan is 3%, and the lower limit of the loan interest rate is .7 times of the benchmark loan interest rate. According to the borrower's purchase situation, credit history, repayment ability and other factors.