Chinese Merchants Bank’s credit cards and all-in-one cards can be used in other places, even if there are no branches in that area

There is no handling fee for credit cards and all-in-one card purchases

But cash withdrawals are required Handling fee

Credit card cash withdrawals require a handling fee

Domestic: 1% of the cash advance transaction amount, with a minimum charge of RMB10 per transaction

Overseas (inclusive) Hong Kong, Macao, and Taiwan): 3% of the cash advance transaction amount, with a minimum charge of USD3 yuan/transaction or RMB30 yuan/transaction

(It will be charged if there is a cash withdrawal, regardless of the same city or different place)

If you want to withdraw money with one card

China Merchants Bank with one card

Local ATM withdrawals: There is no charge for the first two inter-bank withdrawals, and 2 yuan for each transaction starting from the third one. (Note: This discount has been cancelled)

Withdrawals from ATMs in other places: 0.5% of the withdrawal amount for inter-bank ATM withdrawals from the same bank in other places; the handling fee for each withdrawal from inter-bank ATMs in different places is 2 yuan + the withdrawal amount 0.5%;

Off-site deposit handling fee: A handling fee of 0.5% of the deposit amount is charged.

Remote withdrawal handling fee: a handling fee of 0.5% of the withdrawal amount.

There is no charge for inter-bank withdrawals of more than 1,000 with China Merchants Bank’s all-in-one card.