1. Used for consumption in different regions

Credit cards are usually UnionPay cards. International credit cards are credit cards used abroad. They are all-currency cards. When spending abroad, it does not matter whether it is US dollars. Euros, Japanese yen, and Korean won are both recorded at the RMB exchange rate, and all can be repaid in RMB, but overseas cards cannot be used in China.

2. Different financial institutions issue them

Credit cards refer to cards issued by domestic financial institutions, including RMB cards and foreign currency cards.

International credit cards refer to cards issued by overseas financial institutions, but do not include RMB cards issued by overseas financial institutions.

3. The difference between card numbers.

The card number of ordinary UnionPay credit cards starts with "62".

International credit card numbers start with "4";

4. The difference in credit card lines.

When swiping a credit card, use UnionPay’s swiping line.

International credit cards use the visa credit card line.

Baidu Encyclopedia - International Credit Cards

Baidu Encyclopedia - Credit Cards