Hello dear! I want to return it. Credit card debts caused by mentally ill patients who are unable to recognize or control their behavior are generally paid by the patient's family, guardian, or property heirs. If harmful results are caused and confirmed by legal procedures, the patient will not be held criminally responsible. However, if an intermittent mental patient commits a crime and has not completely lost the ability to identify or control his own behavior, he shall bear criminal responsibility, but may be given a lighter or reduced punishment.