JD Finance APP has a credit card repayment function. It currently supports credit card repayments from multiple banks. It does not currently support bank quasi-credit cards or debit and credit cards. Repayments can only be made through your own debit card, Use your pocket money and wallet balance to pay off your credit cards.

Credit card repayment entrance: JD Finance APP-Services-Life Services-Credit Card Repayment

The credit card repayment steps on JD Finance APP are as follows:

1. Add Credit card

1. When making a credit card repayment for the first time, you need to add a credit card.

Path: JD Finance APP-Services-Life Services-Credit Card Repayment, enter the credit card repayment homepage, click "Add Credit Card", enter the card number and card issuing bank (you can also click the camera icon to the right of the card number, and Scan the card number), select the repayment reminder date, and then add the credit card.

2. Add multiple credit cards

If you need to add multiple credit cards, you can slide the credit card you want to delete to the left on the credit card repayment homepage, click the "Add Credit Card" icon, and enter Card number, card issuing bank (you can also click the camera icon to the right of the card number to scan the card number), select the repayment reminder date, and then add a credit card.

2. Instant repayment:

After adding the credit card, you can perform instant repayment: On the credit card repayment homepage, click "Repay" to check the credit card bill (email Inquiry, SMS inquiry), enter the repayment amount, select the payment method, and the payment is completed (see the page prompts for the estimated arrival time). Payment methods supported: small treasury pocket money payment, debit card payment, wallet balance. .

3. Scheduled repayment:

Scheduled repayment means that the user sets the desired repayment date and repayment amount. When the designated repayment time comes, the money will be deducted from the user's designated account to repay the credit card. The repayment statute of limitations on the day of debit is: T 0. Appointment repayment has been upgraded to two methods: withholding at maturity and advance deposit.

Path: JD Finance APP-Services-Life Services-Credit Card Repayment-Reservation Repayment.

1. Withholding on maturity:

To deduct money on the due date, you need to ensure that the balance in the debit account is sufficient before 24:00 on the repayment due date. Steps for withholding upon maturity: Enter the repayment amount, set the repayment date, select the deduction method, and complete the payment. Supported payment methods: pocket money, savings card (specifically supported banks are subject to the payment interface display).

2. Pre-deposit in advance: The payment will be deducted on the day of reservation, and the repayment will be deposited into the small vault (frozen). The funds will be deducted from the small vault and repaid to the credit card before 24:00 on the expiration date. During this period, Jingdong’s small vault income will be earned. Steps for withholding upon maturity: Enter the repayment amount, set the repayment date, select the deduction method, and complete the payment. Supported payment methods: Debit cards (specific supported banks are subject to the payment interface).

Warm reminder: If you have set up an appointment for repayment, you can cancel the appointment after making the appointment but before the due date of repayment. For canceled reservations that have been pre-deposited in advance, after the reservation is canceled, the pre-deposited repayment funds will be retained in the small vault and can be withdrawn at any time.

Cancel the reservation repayment path: JD Finance APP-Services-Life Services-Credit Card Repayment-Reservation Repayment, click "Cancel the reservation".