No, if you are overdue for the first time but can eventually repay, it will not have an impact on your personal credit. If you have always been able to repay on time in the past, it will not have an impact. The so-called blacklist and the like are For those who have not repaid the loan for a long time and the amount is large, you don’t have to worry at all. If you can’t do it, call customer service and explain to them that I was overdue last time. If my latest repayment date is extended by a few days, it won’t happen. Anything that affects this will not have much impact just because it is overdue