Differences in card surface color and logo, difference in credit limit, difference in application threshold, etc.

1. Differences in card surface color and logo: Gold cards are usually gold-based and marked with the word "gold", while platinum cards are usually silver-white with the word "platinum" marked on them. Platinum cards are more premium in appearance.

2. Limit difference: Platinum cards are of higher levels, so they usually have higher limits. The credit limit of a gold card is usually between 10,000 yuan and 50,000 yuan, while the credit limit of a platinum card is usually higher than 50,000 yuan. The specific limit depends on the applicant's personal qualifications.

3. Differences in application thresholds: Platinum cards usually have higher application thresholds, and applicants usually need to have a certain level of assets to apply. In contrast, the gold card has a lower application threshold and is relatively easier to obtain.