How much is the annual fee for the CCB Visa Credit Card?

The annual fee for the CCB Visa Credit Card Gold Card is 160 yuan. You can eliminate the annual fee by making 3 purchases a year. The annual fee for the Platinum Card is 580 yuan. The annual fee is waived if you make 10 purchases a year. Other matters to note when using CCB credit cards are as follows:

1. Repayment amount = 10 consumption balance 10 cash withdrawal balance interest balance other payable fees balance The unpaid portion of the previous period's repayment amount shall be calculated as repayment Repay the balance and cancel the interest-free treatment;

Kameng.com-Construction Bank (jianhang.KAMENG.COM)

2. Consumption before the monthly bill date will be charged on the monthly bill date. When you issue a bill and pay it off before the payment date after the bill date, you can enjoy the interest-free treatment;

For regular cards, the annual fee for the main card is 80 yuan and for the supplementary card is 40 yuan; for the gold card, the main card: 160 Yuan and 80 Yuan for supplementary cards. For both of these two types of purchases, the annual fee will be reduced if you make 3 transactions with the card or withdraw cash (no limit on the amount) per year.

The annual fee for the standard platinum card is 580 yuan for the main card and 300 yuan for the supplementary card. If you make 10 card purchases or withdraw cash every year (no limit on the amount), the annual fee will be waived.

Extended information

The specific annual fee reduction policy is: if there are more than 10 transactions (cash withdrawal/consumption) per year, the annual fee will be waived.

In other words, as long as you successfully verify the card, open the card and use it, whether it is cash withdrawal or consumption, as long as you reach 10 transactions, you can reduce the annual fee for that year. If you complete 10 transactions in the following year, you can also reduce the annual fee for the following year, and so on.

In short, the CCB Global Payment Platinum Card Visa Edition is a standard platinum card, but the annual fee can be reduced through transactions. It should be noted that this type of platinum card will incur an annual fee regardless of whether it is activated or not. It is recommended that you make transactions after getting the card and make more than 10 transactions per year.

So if you need a card overseas, be sure to use it. If you don’t need it, don’t apply to avoid wasting resources.

China Construction Bank official website - account services

How to apply for a CCB visa card?

To apply for a CCB visa credit card, you need to bring your ID card. First go to CCB to apply for one. Dragon Card, just apply for a visa card. It should be noted that you need to apply for both cards, and you need to apply for a savings card first and then a visa card.

If you have full capacity for civil conduct, and have a stable job and income, you can apply for a visa credit card at the local Construction Bank. At the same time, you need to provide the following supporting documents:

1. Identity proof: ID card, household register, military ID and other identity proof documents accepted by banks.

2. Work certificate: the original work certificate stamped with the official seal of the unit’s personnel department.

3. Proof of income: If the salary is paid by the bank, you can directly provide the bank account number or provide a copy of the designated statement or passbook as required by the bank, and the original work certificate stamped with the official seal of the unit's financial department.

Extended information:

When using CCB credit cards for overseas purchases, please note:

1. VISA cards can be used at any merchant in the world that supports UnionPay and VISA networks;

2. If the settlement currency is US dollars or RMB during consumption, no handling fee will be charged. If other currencies are used at checkout, a currency conversion fee of about 1 will be charged;

3. When repaying, cardholders can use RMB to directly purchase foreign exchange for repayment within the country;

4. The consumption limit is consistent with that within the country.

China Construction Bank - Credit Card Regulations

What does CCB Credit Card Visa mean?

For international cards, visa is a card issuing organization, just like our China UnionPay.

Look at the face of your credit card to see if there are two logos: UnionPay and Visa. This means it is a dual-currency credit card.

You can make purchases in China through UnionPay. If you go abroad in the future, it is best to have UnionPay POS. You can make purchases directly and settle in RMB. If there is no UnionPay POS machine, you can only use Visa at the POS machine. Consumption was made on the POS machine.

VISA, also translated as Visa, is a credit card brand operated and managed by Visa International Organization located in San Francisco, California, USA. VISA card began to be issued in 1976. Its predecessor was BankAmericard issued by Bank of America.

In June 2017, the "BrandZ Top 100 Global Most Valuable Brands 2017" announced that Visa ranked 7th with a brand value of US$110.999 billion. [1] On May 29, 2018, the "BrandZ Top 100 Most Valuable Brands in the World 2018" was released, and VISA ranked 7th.

VISA-Baidu Encyclopedia

This is the end of the introduction about China Construction Bank visa credit card and the limit of China Construction Bank visa credit card. I wonder if you found the information you need?