2) If you forget the transaction password, you can call the 24-hour customer service hotline displayed on the back of the credit card to apply for resetting the transaction password, and the new transaction password will take effect immediately.
3) If you forget the online payment password, you can log in to online banking through SMS password or certificate authentication, click the "Modify" button in the "Online Payment" column in the "Customer Service" menu, check "Reset Credit Card Online Payment Password" on the maintenance page, and enter a new online payment password.
If you have other specific questions, I suggest you call the customer service staff of the bank, hoping to help you.