Generally speaking, there is no daily limit for credit cards. As long as it is within the credit card limit, the cardholder can swipe the card within one day or slowly, and there is no limit to the credit card limit. If the cardholder wants to control the daily credit card amount, he can also set the daily limit on the bank online banking or the counter. Credit card limits are often caused by three aspects, one is artificial, the other is set by banks, and the other may be that POS machines have limits.

1, artificially set limit:

Some cardholders are afraid that their credit card has no limit, or their credit card is stolen, so they set their credit limit through credit card online banking, which can be a single transaction limit or the total transaction limit of this card. If they exceed this limit, they can't spend any more.

2. The limit set by the bank:

Some banks will set a single transaction limit or a daily cumulative payment limit for credit cards, beyond which they can no longer trade. For example:

China Construction Bank: The account payment limit set by China Construction Bank is 1 1,000 yuan for single payment and daily cumulative payment. The limit of Alipay credit card special merchants is a single transaction, with a daily cumulative limit of 5,000 yuan.

Ping An Bank: The single amount of credit card spending shall not exceed 1 10,000 yuan. If you need a large amount of single consumption, call customer service two hours before checkout to ask the bank to open a large amount of single consumption, otherwise you can only pay by credit card several times.

ICBC: The overdraft consumption of Peony Credit Card cannot exceed 20,000 yuan. Specific to each branch or pos machine settings shall prevail. The limit of Alipay express payment is RMB 10000 per card.

Bank of China: Great Wall Credit Card has no single consumption limit, but the withdrawal limit is 50,000. The online consumption limit can be set for free and can be realized through WeChat.

Guangfa Bank: The single limit of Guangfa Bank can be set by itself.

3, POS machine trading limit:

In order to prevent credit cards from cashing out, payment companies have strict limit standards for credit cards. Generally, the single limit for swiping cards by hand and POS machines is 50,000 yuan, and the maximum limit for a single day is 200,000 yuan. Large POS machines have a single limit of 50,000 yuan and a maximum limit of 200,000 yuan per day, which varies from brand to brand.

So, what if I swipe my credit card to remind me that I have exceeded the limit?

1. In the first case, the cardholder can log in to online banking to modify the transaction limit, but it should be noted that the limit should be within the bank limit.

2. In the second case, the bank limit, if a single payment exceeds the limit, multiple credit card transactions can be divided; If the daily cumulative transaction is limited, you can only swipe your card the next day.

3. In the third case, the limit of POS machines refers to the practice of bank limit.