Everbright Credit Card will incur an annual fee if it is not cancelled. If you swipe your card five times a year, the annual fee is free. If you don't swipe your card, the annual fee will be deducted. According to the regulations of the bank, if the credit card used expires, if the user does not cancel the credit card voluntarily, the fee will be automatically renewed and the annual fee will be paid according to the regulations.

China Everbright Bank credit card cancellation method:

I. Cancellation of the business outlets of China Everbright Bank:

Everbright Bank is one of the few banks that can cancel credit cards at its business outlets, which is the most convenient and safest way to cancel credit cards.

You can cancel your credit card directly at the outlet of China Everbright Bank, bring the credit card to be cancelled and my ID card, and go to the outlet for processing.

2. Cancellation of Everbright Bank Credit Card by Phone:

In addition to going to the business outlets to cancel the credit card, you can also choose to use the customer service phone of China Everbright Bank to cancel the credit card, call the toll-free customer service phone of China Everbright 95595, and press 1-0 to receive the manual service. Please ask China Everbright Customer Service to help you cancel. This way of canceling credit cards is more convenient and faster.

Third, call 95595 to listen to the voice prompts, that is, call the phone behind the credit card and follow the prompts. General bank customer service will press "0" to switch to manual service, and then tell customer service to cancel the credit card.