Hello, the cash advance limit is set according to your card usage, which is included in the credit limit of the credit card. Generally, the withdrawal amount does not exceed 50% of your credit limit (except for new young card customers). For details, please call the credit card 24-hour customer service hotline.

In addition, the daily cash advance for each card in China does not exceed 2,000 yuan; The daily cash advance of each overseas family shall not exceed the equivalent amount of US$ 65,438+0,000, US$ 5,000 within 65,438+0 months and US$ 65,438+0,000 within 6 months.

In addition, borrowing cash in advance will generate corresponding handling fees and interest.

Handling fee: RMB in China is calculated as per cash advance 1%, and the minimum cash advance charge is 10 yuan; overseas (including Hong Kong, Macao and Taiwan) is calculated as per 3% of cash advance, and the minimum cash advance charge is 30 yuan or USD 3;

Interest: advance cash transactions do not enjoy interest-free repayment. From the trading day, interest will be charged at the daily rate of 0.5 ‰ until the settlement date, and the interest will be compounded monthly.

It usually takes 10 working days from the receipt of your application materials by the audit department to the audit of credit cards. After approval, we will make a card for you within 2 working days, and then send it to you by registered mail according to the billing address. Generally, the sending time of registered letters is 15 days.