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Which credit card is better between Bank of Communications and Ping An Bank?

Ping An Credit Card has different card types, with different card types and different bonus benefits. Customers can choose the appropriate card type according to their actual needs. If you want to know the specific functions and services of each credit card, you can log in to the following link to view the credit card introduction: /kazhongjieshao/index.shtml

The most commonly applied card types are as follows (for reference only):

1. Elite Platinum Card:

Annual fee: 600 yuan for the main card and 480 yuan for the supplementary card. Starting from November 16, 2017, the first-year annual fee will be reduced if you spend 8,800 yuan or more on the core card within 3 calendar months (the same for the main and additional cards).

The annual fee policy for the next year will be waived if you spend RMB 120,000 or more on the main card (or RMB 100,000 on the additional card).

The benefits are as follows:

a. A fixed compensation of RMB 800 per time for a 2-hour flight delay

b. RMB 66 for domestic airport pick-up service

< p>c. 10 million global comprehensive traffic accident insurance

d. 400,000 vehicle occupant accident insurance

2. Car owner card:

Annual fee: Ping An Bank The car owner's credit card has an annual fee of 200 yuan/year. If you spend 30,000 yuan in the first year, the annual fee will be waived for the next year, and so on. Activation will incur a first-year annual fee, and the first-year annual fee will not be reduced.

The benefits are as follows:

a. Accident insurance for all vehicle occupants up to RMB 1.1 million

b. Roadside assistance within 30 kilometers

c. Refueling 12% off

3. Standard card

Annual fee: Gold card 300 yuan/year; regular card 100 yuan/year; supplementary card 150 yuan/year; regular supplementary card 50 yuan /Year. There is no annual fee for the main card in the first year. If you swipe the card 6 times a year, regardless of the amount, the annual fee for the following year will be automatically reduced, and so on; the supplementary card is free of annual fees.

The benefits are as follows:

a. From the day after the first purchase, you can receive high-value comprehensive traffic accident protection every year

b. From the day after the first purchase Cardholders can receive high-value gas user accident protection every year