The cardholder can make repayment at the issuing bank, and the repayment can be completed through the counter of the issuing bank, ATM, online banking, automatic transfer and telephone banking. When the cardholder repays, the credit card limit will be restored immediately. Online repayment is also a common way, such as UnionPay Online, Quick Money, Shengfutong, Alipay and Tenpay. Alipay repayment is more convenient and faster, and there is no handling fee. Choose different platforms and banks, and the charging standards and specific arrival time are different. The repayment of a convenience store depends on whether the store has Lacarra's smart payment terminal. The cardholder can complete the repayment through the smart terminal in Lacarra. Generally, the payment time is within 3 working days, and there is no handling fee for this repayment method.
Bank cards issued by networked financial institutions can be registered at the counters of other bank outlets through the host system of UnionPay trading center, and the repayment can be completed by depositing a specified amount. Xinfutong smart credit card phone is a product independently developed by China UnionPay, and can also support credit card repayment.
The above is what Bian Xiao shared about credit card repayment. More information can focus on the construction industry and share more dry goods.