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How to see if there is an annual fee for credit cards?
How to check the annual credit card fee in China Bank?

There are several ways to inquire about the annual credit card fee of BOC:

1. Call BOC Credit Card Customer Service at 400-669-5566 to provide personal identification information and credit card information for inquiry.

Second, cardholders can only check the time of collecting annual fees in the colorful life APP card management.

In most cases, citizens with full civil capacity (citizens aged 65-438+08 in Chinese mainland) who have a certain direct source of income can apply for a credit card from the issuing bank. Sometimes, legal persons can also act as applicants.

The object of applying for credit card can be divided into units and individuals. Applicants should be organs, enterprises and institutions, foreign-invested enterprises and individual industrial and commercial households with independent legal personality in China. When applying for a credit card, each unit can get a main card and multiple (5- 10) supplementary cards as needed.

Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.

After receiving the application form and related materials submitted by the applicant, the issuing bank shall review the applicant's credit standing. The contents of the audit mainly include whether the contents of the application form are true, evaluating the credit degree of the applicant, and auditing the relevant information of the personal guarantor.

Usually, the bank will review the information and economic situation of the applicant according to the application materials to judge whether to issue a credit card to the applicant. The factors considered include the applicant's past credit record, the applicant's known assets, professional characteristics, etc. The specific factors and process of the issuer's audit are trade secrets, which are generally difficult for the outside world to understand. Different card-issuing banks have different standards. Therefore, the same materials may have different credit lines and different types of credit cards in different banks, and even some banks will pass the examination and some banks will refuse to issue them.

After the applicant successfully applies for a credit card, the issuing bank will open a separate credit card account for the cardholder at the issuing bank for shopping, consumption and settlement after cash withdrawal.

Where can I check the annual credit card fee of ABC?

For the annual fee of ABC Credit Card, users can directly log in to ABC Credit Card official website for enquiry. The inquiry entrance of annual fee is in the lower left corner of official website Credit Card. Users can find the charging standard. After clicking enter, they can see the charges of credit cards such as ABC's Puka, Gold Card and Platinum Card. At the same time, other charging standards will also be displayed on the page.

If there is any change in fees, please refer to the latest announcement of Agricultural Bank of China. In addition, users can also directly call the customer service hotline to inquire about the annual credit card fee of ABC.