Can I get a 51 character loan without a credit card? 51Does Renpin Loan require a credit card?

In 2018, online loans were impacted by the supervision of the China Banking Regulatory Commission. Basically, what remains are relatively formal and reliable loan platforms, and 51 Renpindai is one of them. 51 Renpin Loan is a consumer credit loan under 51 Credit Card. Many borrowers want to apply for it. So, can 51 Renpin Loan be used without a credit card? 51Does Renpin Loan require a credit card?

From the application process of 51 Renpin Loan, you can see that after registration, you must bind your mobile phone number and enter the next step of real-name authentication.

We can see from the credit card verification page that there are two important prompts, "Skip" and "Import credit card bill". At this step, you can confirm that you must have a credit card to apply for 51 Personality Loan. .

1. Enter credit

When verifying the credit card, you can fill in your name, ID card, credit, credit card limit and other verifications. After passing the verification, 51 Personality Loan will give you a certain limit. .

2. Import credit card bills

As can be seen from the picture below, 51 Renpindai supports a variety of mailboxes. You can quickly import by selecting the mailbox that receives credit card bills.

To sum up, you cannot apply for 51 Personality Loan without a credit card. Credit card is an important factor in whether 51 Personality Loan can be disbursed, and it has a great relationship with the limit. It is recommended that you import more credit card statements. You can get a credit limit if you have a good credit record.

How to get a loan if there is a limit on 51 Character Loan

Hello, you can apply directly on the APP, fill in the information, wait for review, and wait for the loan.

51 Character Loan Application Process

1. Registration and certification; completing real-name authentication through mobile phone, and improving personal information at the same time will help improve character value.

2. Apply for a loan; fill in the loan amount required by the individual and select the loan period. Choose an appropriate loan cycle based on your own economic situation, be sure not to overdue, and lend in good faith.

3. Character review; after the personal information and requirements are submitted, the staff of 51 Personality Loan will review it within 1 working day, and the review speed is relatively fast.

4. The loan was successful. After the loan is approved, the loan will be released within 1 working day.

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Hello, you can just apply directly. 51 Personality Loan mainly judges the user’s social value based on the personal information submitted by the user, and comprehensively calculates the applicant based on the address book, Weibo, financial information, etc. Influence, borrowing is realized by character value credit. The higher the character value of users, the higher the credit limit.

What are the application conditions for 51 hour loan and how to apply for 51 hour loan

51 hour loan is based on the user’s electronic bill data, social relationship data and credit card front-end fraud prevention data. Verification of completion of loan. It can be seen from the lending principle of 51 Hour Loan that the following conditions are required to apply for 51 Hour Loan:

1. Have a credit card

51 Hour Loan is managed by 51 Credit Card Manager, and 51 Hour Loan "The user's electronic billing data" is required, so the applicant must have a credit card to raise the electronic bill required for the 51-hour loan. Note that the credit card electronic statement cannot have only one issue, otherwise the limit approval will not be approved. In other words, you only need to provide a "continuous electronic statement" of a credit card so that 51 Hours Loan can see your continuous spending ability.

2. Real-name Taobao account

51 hourly loan application also requires social relationship data, that is, you need to have a Taobao account and real-name authentication. Because the 51-hour loan system is automatically and intelligently reviewed, the borrower's risk will be determined based on the applicant's Taobao activities and whether the delivery address changes frequently.

3. Register as a 51 Credit Card user

51 Hourly Loan is managed by 51 Credit Card Manager, so applicants also need to register as a 51 Credit Card user. In addition, you must download the "51 Credit Card Manager" APP on your mobile phone and apply through the APP.

51 Hourly Loan has a very high limit, with a maximum loan of 100,000 yuan. The expected annualized interest rate of the loan is determined based on the user's risk level and demand for funds.