Credit card cancellation method of China Merchants Bank:

1. Users can call the China Merchants Bank credit card customer service hotline to cancel;

2. Go to China Merchants Bank with your valid ID card Go through the cancellation procedures at any branch with the help of bank staff.

How to cancel a China Merchants Bank credit card?

If it is a first-class account bank card, it is recommended to cancel it in order not to affect future card applications. Because according to regulatory regulations, each user can only open one first-class account in each bank, and other bank cards that are opened are second-class cards. If a type of card is not used for a long time, it is best to close the account so as not to affect future bank account openings. If the balance is zero, there is no need to actively close the account. Generally, banks will stipulate that when the balance of a bank card is zero for three consecutive years without any transactions, it will automatically enter dormancy and finally be automatically cancelled. If users want to use it, they can only open a new account and apply for a card. If there is a small amount of credit in the card, even though the card has not been used, the bank will deduct the account management fee every year because the balance on the account will be slowly deducted. When the balance is zero, it will be the second situation above. The account will be automatically closed after two to five years (the length of time varies from bank to bank). Therefore, if there is a small balance on the card, it is best to cancel it and withdraw the balance. Regardless of whether you cancel or not, you cannot throw away unused bank cards to prevent personal information from being lost and stolen by criminals.