I am also a college graduate. I studied in Tianjin and now I am back in Liaoning. Let me tell you about my process of clearing my credit card.

First of all, I asked ICBC if I could transfer the credit line to Liaoning. The bank said that it was not possible and that I had to apply for it again.

So the credit card I applied for in Tianjin had to be canceled. The cancellation process was very troublesome. You first had to go to ICBC to withdraw the money from your credit card, and then all the services, such as online banking, etc. Cancel it.

Then the bank will take back the card and issue you a card receipt certificate. You are required to go to the bank to cancel your account after 30 days. .

Note: The first time you go to the bank, they will just take away your card. They will check whether you owe bank fees or whether there are other fees that are regularly deducted from your card. Only then will we be able to actually cancel your account. . The whole process took a month. . It's a huge waste of time. I hope you can handle it as soon as possible while you're still in school, otherwise it will be too much trouble. . .