The credit card limit of CCB is 30,000, and the credit card consumption is 30,000. Can I apply for installment 12? How much do I need to pay back every month? The handling fee will be paid in one lump sum in the first month. Take the consumption stage of his family as an example.

Consumption installment: it refers to the installment of credit card consumption with a single bill exceeding 1000 yuan.

Processing time: two days before the latest billing date after swiping the card.

Processing amount: 65438 yuan+0,000 yuan for a single brush card.

Number of installments and fees: The following picture is signed by official website to the landlord, and the landlord can have a look:

Handling conditions: the credit card status is normal, and the available installment quota of the card is sufficient (CCB credit card installment quota and credit card fixed quota are configured as 100%).

For example, suppose the landlord's billing date is the 5th of each month, the due repayment date is 20 days after the billing date, that is, the 25th of each month, and the landlord spends 30,000 yuan by swiping the card on 4/ 10, then you can make a phone call before 5/3 (5/5 is the billing date, and 5/3 is two days before the billing date) 12. Installment principal =30000/ 12=2500 yuan. Handling fee for each period = 30,000 * 0.6% =180 yuan (handling fee is charged monthly), 12 total handling fee = 180 = 2 160 yuan, and repayment amount for each period = 2,500+65,438.

In addition, after the installment is successful, you should fully occupy your credit line. Use the landlord's monthly payment to pay off the line month by month. According to the landlord's situation, the fixed amount of 30,000 yuan is used for 30,000 consumption stages. When there is no repayment, the credit card available amount is 0, and the principal of 2500 yuan is repaid in the first month, and the available amount is 2500 yuan (maybe the landlord will ask, the installment principal+handling fee is 2680, why only 2500 yuan has been restored, that is because it was not recorded in the first installment, because the credit line is all. After posting, the available amount becomes-180, and the installment fee of 180 yuan is extra, so the credit card will exceed the limit of 180 yuan. After the repayment of 2680, it will be deducted from negative 180 to be positive 2500 yuan, and so on. After each repayment, it will be restored to 2500 yuan.

If the landlord has other questions, you can ask.