What kind of credit card to apply for can be based on your own needs:
If you generally use a universal card, you can;
If you need to use a slightly higher amount, you can apply for a gold card;
Business people and people who need large expenses can choose to apply for platinum cards.
Extended data:
The difference between credit cards of China Construction Bank: ordinary card, gold card and platinum card;
1, the annual fee is different.
Annual fee of CCB Credit Card Ordinary Card 80 yuan; Gold card annual fee 160 yuan; The annual fee of platinum card is about 400-3000 yuan.
2. Different quotas
The credit card of CCB is between 1000- 10000 yuan; The gold card amount is between 10000-50000 yuan; The amount of a platinum card is usually between 500,000 yuan and 6,543.8+0,000 yuan, and the authorized amount of a small platinum card may be between 20,000 yuan and 30,000 yuan.
3. Enjoy different rights and interests
Gold card of China Construction Bank can enjoy higher discount than Puka in preferential merchants. However, platinum cards can usually enjoy high-end services such as golf, SPA, physical therapy, airport transfer and VIP lounge provided by banks.
Baidu Encyclopedia-CCB Credit Card
China Construction Bank-Credit Card Charge Standard