1. For gold card customers whose daily average customer total assets (fully converted into RMB) are more than or equal to 50,000 yuan under the same ID card name of our bank, the corresponding account management fee is exempted;
2 as long as the personal asset account being repaid (including housing mortgage loan, automobile consumption loan, comprehensive consumption loan, personal pledge loan, personal business loan, etc.). As a loan repayment account, the account management fee including the secondary deduction account can be reduced or exempted.
Note: If the loan is not paid to this account, it will not be reduced. For example, there are loans and repayments, easy consumption or easy transfer. Only one credit line has been applied, but there is no loan and no repayment. In this case, the account management fee will not be reduced.
3. Credit card automatic debit account (including personal credit card account, large installment account (car purchase, home improvement installment) and personal debt-bearing business card account associated with credit card; Judging by whether the credit card account status is normal and whether the relevant agreement is valid, it is not necessary to generate the current month's deduction record).