The initial review of Everbright Credit Card is very simple. It basically involves filling in your personal information and submitting proof of employment, income, etc. If the submitted information is incomplete, the bank will notify you to complete the information, so try to prepare all the materials and you will be able to pass. The interview is mainly for the applicant to apply for a credit card online, so as long as the applicant brings his or her ID card to any branch of the card-issuing bank for the interview.