if there is overdue repayment on the credit card bill, the bank will start to calculate overdue interest on the first day. Calculated by the next day of overdue repayment, the number of days of overdue interest shall be kept at 2 decimal places. The relationship between overdue days and overdue interest is as follows:

1. Overdue for 1-3 days, and overdue interest is .5%.

2. If the payment is overdue for 31-6 days, the overdue interest will be .1%.

3. If the payment is overdue for 61-9 days, the overdue interest will be .2%.