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Evaluation on three aspects: benefits, annual fees, and quota: Is the Jiao Xing Mo Du Youyi Platinum Card worth it?
Bank of Communications' Youyibai has always been one of people's favorite cards, so Bank of Communications has also been issuing Platinum Cards in the Youyi series, such as the Magic City Youyi Platinum Card. So, is this Jiao Xing Mo Du Youyi Platinum Card worth it? Today we will evaluate and analyze it from three aspects: its rights, annual fees, and quota.

Benefits of Jiaotong Xingxing Magic City Youyi Platinum Card 1. Youyibai benefits: 20 times points for overseas consumption, Longteng’s overseas airport VIP room services, exclusive privileges at star hotels, etc. 2. Bank of Communications promotions: "Redtest Friday", discounts of up to 50 RMB on catering, gas, supermarkets, etc. 3. Exclusive benefits of the card: If you open the card within the specified period, you can enjoy a one-cent discount on taking the Shanghai subway. Every Monday to Friday, you can ride the Shanghai Metro for just one cent on the first ride of the day. It can be seen that the benefits of this credit card are still very good. First of all, the benefits of various Youyibai series are very generous. Secondly, the exclusive benefits of taking the subway for one penny are also very attractive. However, this benefit can only be enjoyed by people living in Shanghai.

Annual fee for Bank of Communications's Magic City Premium Platinum Card. Except for the UnionPay version, which requires an annual fee, all Bank of Communications' Premium Cards are free of annual fees. And this Modu Youyibai is exactly the UnionPay version. It costs 500 yuan per year, but the annual fee for the first year is directly waived, and the annual fee for the following year can also be waived if you swipe the card 6 times a year. Therefore, although this card has to pay an annual fee, which is not low, cardholders will not have any annual fee burden because it is easy to waive the annual fee.

The credit limit of Jiao Xing Modu Youyi Platinum Card is not low as it is a small platinum card. Its limit can basically reach tens of thousands. As long as your credit is good, the limit can be higher. So if you apply for this card, you don’t have to worry about getting stuck. The above is the answer to "Is the Jiaoxing Modu Youyi Platinum Card worth it?" The benefits of this card are very generous. Residents of Magic City can also enjoy exclusive benefits, and the limit is not low. Although the annual fee is high, it is easy to reduce it. The cards are still worth buying.