2。 About the credit limit of postal credit card: According to the regulations of relevant departments directly under the state, the approval of credit limit of postal credit card is relatively strict.
When applying for a credit card for the first time, the credit line will be granted according to the valid documents provided by the applicant (such as no loan real estate license, business license, no loan car purchase invoice and some other bills).
If you apply for credit cards from other banks, it will also be helpful to provide the postal credit card department with statements and copies of credit cards from other banks.
3。 At present, the credit card approval cycle of postal departments is about 10 working days. Generally, it will reach the applicant within 20 days (from the date of submitting the application). (The speed of handling business in different regions is different, and the 20-day time is subject to the speed of handling business in Beijing. )