First of all, it is wrong to say that your monthly income is only 2,000, and you are overdrawn by more than 30,000. Fortunately, your parents promised to help you. No matter what you may say in the future, you should do what you can in the future. If you earn less, you should control your expenses and not go too far.

Cheer up, work hard and make money to repay your parents. Parents will always be the best harbor behind you. If the credit card does not repay, according to the specific circumstances, the possible legal liabilities are mainly: 1, civil liability. Failure to repay a credit card at maturity is a breach of contract in civil law, and the debtor shall bear the corresponding liability for breach of contract according to the terms of use of the credit card. 2, may have to bear criminal responsibility.