The credit card of CITIC Bank can be repaid in installments. At present, CITIC Bank has installment methods of bill installment, consumption installment and cash installment, and each installment method corresponds to a different installment fee.

1. cash installment: the number of installments and the corresponding monthly fee rate are: 36 installments (.76%), 24 installments (.76%), 12 installments (.77%), 6 installments (.78%), 3 installments (.78%) and 1 installment (1.5%) respectively.

2. Consumption installment: The number of installments that cardholders can apply for is 3, 6, 9, 12, 18, 24 and 36, and the corresponding handling fees for each installment are .8%, .8%, .76%, .73%, .75% and .75% respectively.

3. bill installment: the number of bill installments that cardholders can apply for is 1, 3, 6, 9, 12, 18, 24 and 36, and the corresponding handling fees for each installment are 1.5%, .8%, .8%, .76%, .73% and .73% respectively.