1. Different issuers: Guangfa Meituan Card is the preferred joint credit card of Guangfa Bank Meituan, and Guangfa Credit Card is a credit card issued by Guangfa Bank.

2. Different preferential activities: Guangfa Meituan Card has multiple rights and interests such as weekly reduction 15 yuan, and six months after reaching the standard, while Guangfa Credit Card carries out points exchange or cash back preferential activities through customers' swiping cards.