How to use WeChat change to pay back the credit card without handling fee
The specific methods are as follows:
1. After opening WeChat (8..15), click the Me button in the lower right corner, and select the wallet option in the personal interface
2. Then, on the wallet page, which contains many functional modules, click the first credit card to pay back
3. Ask us to add a credit card to it, enter our name accurately, and then click the confirm add button.
4. Then enter the repayment page and enter the amount to be repaid. At this time, the arrival time and handling fee will be displayed below. For example, if you enter 1, you will need to pay the 1 yuan handling fee.
5. Click the exclamation point on the right side of the handling fee to open a small window showing the handling fee collection rules.
6. We will return the page to the wallet interface and click the wealth management module.
7. On the wealth management page, slide the phone down, find a life service for returning credit cards, and click it.
8. There is also a welcome interface. Click Settings at the bottom to make an appointment for repayment, and then you will arrive at the credit card repayment page. Click the I want free button on the right side of the repayment fee.
9. Then there will be a free explanation. As long as you invest in 5 yuan or above every month, you can get rid of the handling fee, that is, you can enjoy this preferential policy from the moment you transfer to 5 yuan or above. It's equivalent to depositing money in Licaitong, and then returning the credit card.
AliPay provides a free quota of 2, yuan per person per month.
in other words, credit card repayment within 2 yuan is still free of charge, and only the excess will be charged with a service charge of .1%.
For example, if you want to pay back 3, yuan of credit card through Alipay in a month, first subtract 2, yuan of free credit, and the service fee you need to pay is 1,.1% = 1 yuan.
Since August 1st, 218, the credit card repayment function of WeChat has been adjusted. Except for Platinum and Gold members of WeChat Licaitong and users who have successfully transferred to 5 yuan and above every month, they can continue to enjoy free repayment. In other cases, credit cards are repaid through WeChat, and a handling fee of .1% of the repayment amount will be charged for each transaction, with the lowest handling fee being .1 yuan.
Because Alipay has a free credit card repayment limit of 2, yuan, no matter how much it pays back, Alipay is less than WeChat by 2 yuan.
how does wechat pay back the credit card money? how does wechat pay back the credit card money
1. open the wechat software on the mobile phone desktop.
2. After entering the WeChat page, click on the bottom right-Me.
3. click the payment above.
4. after entering the payment page, click the credit card to repay.
5. Click on the credit card you have bound.
6. Then enter the amount you want to repay, and click Repay Now.
can wechat change pay back the credit card?
wechat change can pay back the credit card, and paying back the credit card with wechat is mainly in two ways: using the savings card bound by wechat and paying back the credit card with wechat change.
log in to wechat APP； on your mobile phone;
click "I" in the menu bar at the bottom of the wechat page;
click the "wallet" column on the personal account page;
enter the "wallet" and click "credit card repayment";
select the credit card you want to repay and enter the amount to repay;
select "change" in the payment method, and click "repay immediately" to repay the credit card with WeChat change.
WeChat is a free application that Tencent launched on January 21st, 211 to provide instant messaging service for smart terminals. It was created by the product team of Tencent Guangzhou R&D Center led by Zhang Xiaolong. Wechat supports fast sending of free voice messages, videos, pictures and texts across communication operators and operating system platforms. At the same time, it can also use service plug-ins such as "Shake", "Friends Circle", "Public Platform" and "Voice Notepad" which enjoy streaming media content through * *.
Data growth
On March 29th, 212, the number of WeChat users exceeded 1 million, which took 433 days;
On September 17th, 212, the number of WeChat users exceeded 2 million, and the time consumption was shortened to less than six months.
On January 15th, 213, the number of WeChat users reached 3 million;
On July 25th, 213, the domestic users of WeChat exceeded 4 million; On August 15th, WeChat had more than 1 million overseas users.
on August 5, 213, wechat 5. was launched, and commercial functions such as "game center" and "wechat payment" were launched;
In the fourth quarter of p>213, the number of monthly active users of WeChat reached 355 million (active definition: sending messages, logging into the game center, and updating friends circle);
On January 28th, 214, WeChat 5.2 was released, and the interface style was completely revised, conforming to the trend of flattening;
On February 2th, 214, Tencent announced the launch of WeChat version of QQ browser;
On March 19th, 214, the WeChat payment interface was officially opened to the public;
On April 4th, 214, WeChat College was formally established;
On April 8, 214, the WeChat intelligent open platform was officially opened to the public;
On December 24th, 214, the WeChat team officially announced the opening of WeChat cash-filled red envelopes application for merchants. As long as merchants (WeChat official account, App or offline stores) have opened WeChat payment, they can apply for access to cash-filled red envelopes;
On March 9, 215, WeChat opened the WiFi portal, so users can surf the Internet without an account password.
in March p>22, the combined monthly active accounts of WeChat and wechat reached 1.165 billion, up 6.1% year-on-year. In the first quarter of 22, the monthly active accounts of Tencent WECHAT and WeChat were 1.2 billion, an increase of 8.2% year-on-year. Wechat is further integrated into daily life services through small programs, especially in daily necessities purchase and people's livelihood services. This has led to the rapid growth of small program users, with more than 4 million daily active accounts.
In p>221, the daily activity of WeChat applets exceeded 45 million, the average daily usage increased by 32% compared with 22, and the active applets increased by 41%.
how can wechat repay the credit card? Introduction of credit card repayment method of WeChat
Like Alipay, WeChat also has a credit card repayment function. As long as you bind a credit card to WeChat, you can repay your credit card or someone else's credit card, which is very convenient. So, how can WeChat pay back the credit card? What are the specific repayment methods? Let's introduce it to you.
wechat also pays credit cards. Generally speaking, it can be divided into two parts, one is to bind credit cards on wechat, and the other is to repay the bound credit cards. Friends who want to repay with credit cards must remember clearly.
Let's take a look at how to bind a credit card on WeChat.
Binding a credit card on WeChat is actually very simple. First, you must open WeChat on your mobile phone, then click "I" at the bottom of the menu bar, then click on your wallet, enter my wallet and start to bind the card.
in the "My Wallet" interface, there is a "Bank Card" option. Click it to see "Add Bank Card", and then enter the payment password identity.
after verifying the identity, enter the cardholder, and click Next to enter the obtained verification code, and the card can be tied successfully.
After the credit card is bound, you can start to repay.
Please follow the above steps, enter "My Wallet" and you will see a "Credit Card Repayment" option. After clicking in, you will see your bound credit card.
Click the bound credit card to enter the Credit Card Repayment interface, enter the repayment amount, click Repayment Now, select the payment method as Change or Savings Card, and then enter the payment password to complete the repayment.
I want to remind you that there is no handling fee for using WeChat to repay, but there is a repayment limit, and the arrival time is different.
the credit card repayment limit is 2, yuan per day and 5, yuan per month.
in terms of repayment speed, according to the repayment time, the arrival time is also different. Some people arrive on the same day, some arrive immediately, some arrive the next day, and some arrive in 2-3 days. In order to avoid overdue due to late arrival, it is best for everyone to repay the credit card three working days in advance.
how does wechat repay the credit card
log in to the wechat client.
click "me" → wallet → credit card repayment;
select the credit card to be repaid or add a credit card → enter the repayment amount → click Repay Now to complete the repayment.
since wechat credit card repayment function was launched, various functions have been continuously improved, and it has supported online inquiry of credit card bill amounts of 22 banks including China Bank, Bank of Communications, China Merchants Bank, Industrial and Commercial Bank of China, Minsheng Bank, Shanghai Pudong Development Bank, China CITIC Bank and Huaxia Bank.
provide more convenient repayment service for credit card users; Wechat credit card repayment innovatively launched special functions such as scheduled repayment and crowdfunding repayment.
among them, by making an appointment for repayment, the user can deposit the repayment funds into Tencent Licaitong for appreciation before the repayment date.
automatic repayment to credit card account before maturity; At the same time, through crowdfunding repayment, users can invite friends to repay for themselves and make repayment; At the same time, you can also invite friends to repay for yourself.
can wechat change be paid back to the credit card directly?
wechat change can be paid back to the credit card, but there is a .1% handling fee for paying back the credit card with wechat, and the lowest handling fee is .1 yuan. If it is to repay my credit card, the single limit is 5 thousand yuan, and the monthly limit is 5 thousand yuan; If it is to repay someone else's credit card, the single daily limit is 1, yuan, and there is no monthly repayment limit. People use WeChat to repay their credit cards, mainly using WeChat-bound savings cards to repay their credit cards and using WeChat change to repay their credit cards.
The steps of returning WeChat change to the credit card are as follows:
1. Log in to WeChat app on your mobile phone;
2. click "I" in the menu bar at the bottom of the wechat page;
3. Click the "wallet" column on the personal account page;
4. enter the "wallet" and click "credit card repayment";
5. Select the credit card you want to repay and enter the amount to be repaid;
6. select "change" in the payment method and click "repay immediately" to repay the credit card changed by wechat. When returning the credit card with WeChat change, you should also remember not to exceed the repayment period of the credit card.
the annual change payment limit of wechat is 2,. After the user reaches the quota, he can upgrade and change the payment service according to the page prompts, or extract the change to the bank card to repay the credit card, or change the payment after January 1 next year.
after the average user reaches the limit, the system prompts to open an account. After opening, he can continue to pay with small change. If the user does not receive the prompt, it may be that the WeChat version is too low and needs to be upgraded to the latest version.
Weizhong Bank is the first Internet bank in China. Established by Tencent and other enterprises. It has a financial operation license issued by Shenzhen Banking Regulatory Commission. It's a regular bank and it's easy to operate.
however, if you use wechat to change payment, users have restrictions. You can click Continue to Pay on the page and upgrade your account according to the prompts. After the upgrade is successful, you can use change payment. Alternatively, the user can use the bank card to complete the payment.
operating environment:
wechat Version8..15
let's stop here for the introduction of how to return credit cards with small change on wechat.