ABC must have proof of income, and the quota is still low; Other banks don't need proof of income if they apply through their salesmen, but generally have medical insurance cards, which was not very safe at that time.
the credit card is overdraft card, so you should spend first and then repay; Cardholders often use credit cards for the following advantages:
1. Credit cards don't need guarantee or mortgage, so they can be used first and then repaid. Cardholders can enjoy the interest-free period if they use the bank's funds to spend money by credit card, as long as they repay in full before the due repayment date.
2. Credit card has a powerful installment function, which can not only buy household appliances and cars by installment. China Merchants Bank credit card can also apply for cash installment, that is, apply for a large amount of cash and repay it in installments.
3. Credit card spending can accumulate points according to the rules, and cardholders can exchange points for various gifts.
4. Credit card discount merchants of China Merchants Bank are all over the country, and various promotions such as discounts and lucky draws are often held.
5. International credit cards with the logos of VISA, MasterCard, JCB and American Express can be used for shopping in consumption abroad or on foreign websites.
these are the advantages of credit cards.
If you are interested in China Merchants Bank Credit Card and have never held our credit card, you can apply through the following channels:
1. WeChat WeChat official account searches for and pays attention to "China Merchants Bank Credit Card", enters "Apply for Credit Card", enters the link to select your favorite card type, and fills in the reservation application materials. For details, please enter WeChat manual customer service for verification;
2. Please log in to the credit card website and select "Apply for a new customer", select the corresponding card type and click "Apply now". Fill in the simple reservation information online and wait for the bank's approval. If the approval is passed, a specialist will come to your door to serve you. If you want to handle the transaction in this way, please confirm your area first, and whether our bank can provide free door-to-door service (the result will be displayed after selecting the province/city/district);
3. If you apply for the professional version of our bank, you can log in to the professional version (version 7.7.) and click "Credit Card → Customer Management → Online Application → Credit Card Express Application" to jump to the credit card official website page to apply;
4. I bring the original ID card, work certificate and financial proof to the outlet of China Merchants Bank to apply;
5. After logging in to mobile banking, click "My → All → Credit Card → Apply for Credit Card" to apply;
Tips: Mobile banking can't choose the card type for the time being. We suggest that WeChat WeChat official account or official website choose the card type.
6. Call our credit card customer service hotline, select "3#-1-3" transfer service specialist to register for you, and inform our local staff to contact you to confirm the application.