First, choose the way to handle it in the business hall: Many card friends said that the credit card amount handled in the business hall is higher than that applied online, and the card issuance rate is also high.

2. The information is complete and correct: apply for a credit card at the bank counter with my ID card and the income certificate stamped by the company, and fill out the credit card application form, which must be complete and detailed.

Third, provide more comprehensive assets certification materials: education, professional title, professional qualification certificate, self-owned real estate license, self-owned car driving license, copy of Huaxia Bank's time deposit certificate and other materials.

4. Have a stable job and income: A stable job and income are prerequisites for applying for a credit card.