Take CCB credit card as an example:

CCB installment interest

CCB provides 3-month, 6-month and 12-month consumption installments. The cardholder is free to choose the number of installments. The CCB credit card installment payment service fee standards are: 0.70% for 3 months, 0.60% for 6 months, and 0.60% for 12 months.

Examples of CCB credit card installment payment fees:

Mr. Wang’s bill date is the 17th. He purchased a home appliance worth 3,600 yuan on October 8, 2006. On the third day after swiping the card (October 11), call China Construction Bank to apply for consumption installment. The number of installments is 12. The 12-month installment fee rate chosen by Mr. Wang is 0.60%, so the monthly repayment amount is: 3,600×0.60%+3,600÷12=21.6+300=321.6 yuan, that is, Mr. Wang only needs to repay 321.6 yuan per month instead of Other fees will apply.