There are two ways to cancel the account of Minsheng Bank's credit card

1. Cancel the account by bank phone

The credit card holder of Minsheng Bank can call the customer service hotline 4-669-5568 to cancel the account, and then enter the card number and other information according to the prompt to successfully cancel the account. What needs special reminder is that there must be no arrears in the account when you cancel the card, and the card must be with the cardholder when you cancel the card by phone to ensure the safety of the account.

2. Cancel the account through the counter of Minsheng Bank

If the credit card has been lost, the cardholder can only cancel the account through the bank counter. When canceling a credit card at a bank outlet, you need to bring a valid ID card, fill in the relevant application, and then you can complete the cancellation.

it should be noted that if a credit card is lost, it is best to report the loss first and then cancel it. According to the credit card regulations, the cardholder shall bear the losses caused by the loss of the credit card before the loss report, but the losses caused after the loss report takes effect shall not be borne by the cardholder.

Precautions for Credit Card Cancellation of Minsheng Bank

1. There is a difference between card cancellation and account cancellation. After the credit card is cancelled, all the credit cards in the account are cancelled.

2. Only when the debts under the account are settled can the cancellation be successful. In addition to preparing relevant documents and cards, you must also ensure that there is no debt in the card. If the deposit amount is small, you must explain it to the staff and ask them to reset it.

3. After applying for cancellation, you have to wait for a 45-day settlement period, and call the bank to inquire about the cancellation after 46 days. Only after confirmation can the cancellation be regarded as a real success.

4. cut the old card after cancellation. The cancelled card also carries a lot of personal information, and it can be used in some places where the card number is only needed, so it must not be thrown around. If there is no need for collection, the magnetic stripe should be cut and handed over to the bank counter for special crushing.