after the credit card is cancelled, the relevant information will be kept in the credit report for 5 years, and will be automatically deleted after 5 years. According to the provisions of the People's Bank of China's credit management measures, personal credit information should be retained for 5 years, and those that have exceeded 5 years should be deleted. However, this does not mean that all credit card cancellation records will be kept for 5 years. Normally, normal credit card cancellation records will be kept for 2 years, while bad credit records will be kept for 5 years. Therefore, the cancellation of a credit card account will not disappear immediately, but will be kept for a period of time, depending on the use of the credit card.