Under normal circumstances, this should be a fine for violation of regulations. If the payment business is bound when the card is issued, the bank will pay automatically after receiving the documents. If you don't have a binding business, consult the credit card customer service and ask about the transaction details, and then judge what it is.

Generally, the financial payment of bank cards is the bill list that appears when you swipe your card in the * * * government affairs center. The financial payment is that the expenses approved by the finance are deducted from the card.

Guangdong Development Bank savings card (debit card) charges:

1. The 5 yuan/card fee is charged for card opening.

2. The handling fee for remote deposit and withdrawal business is .5‰ of the deposit and withdrawal amount, with the maximum not exceeding that of 2 yuan and the minimum being less than that of 1 yuan.

3. The remote exchange business is charged at 2‰ of the withdrawal amount, with the lowest 2 yuan. The highest 8 yuan.

4. If the average daily deposit in the account is less than that in 5 yuan, the account management fee will be charged once every quarter, with RMB in 3 yuan each time. (payroll account, pension account, minimum living allowance account, medical insurance account, unemployment insurance account and housing provident fund account are exempted)

5. Debit card ATM and CRS cross-bank withdrawals in the same city and other places are free of charge for the first three withdrawals every month, and the fourth one is charged according to 4 yuan/transaction (the specific charging standard is subject to the announcement of the local branch).

6. charge the Key shield fee for online banking Key shield and digital certificate application business, and charge the annual fee for digital certificate on behalf of China Financial Certification Center. Around 5 yuan. The specific charging standard shall be implemented according to the announcement standard of local Guangfa Bank. How to pay the credit card of CCB

There is no charge for handling the card, and the annual fee is charged according to different cards, but it is generally free. The general card is free after three swipes of the gold card, and the standard platinum card is free after 18 swipes. High-end platinum cards and car cards can't avoid annual fees.

the interest is five ten thousandths. Credit card spending has a minimum interest-free period of 2 days and a maximum interest-free period of 5 days, while cash withdrawal has no interest-free period, and a handling fee of ,5% of the minimum cash withdrawal amount is charged.

late payment fee: if the minimum repayment amount is not enough before the final repayment date, it will be charged according to 5% of the unpaid part of the minimum repayment amount and the minimum 5 yuan.

there are also expenses such as over-limit fee, card replacement fee and so on. When will the CCB credit card be repaid on February 23rd?

Every CCB credit card has a billing date (that is, the day when the transactions are summarized for one month), and the landlord can make the following inquiries.

First, it will be written in the card letter sent to the landlord's credit card.

Second, it can be inquired after entering information through his credit card website-the "Credit Card Service Hall" on the left.

Third, you can edit the short message "bill" to 95533 with your mobile phone number reserved at his home, and it will reply to the billing date of the latest bill of the landlord. If it is 3/1, it means that the billing date is the 1th.

Fourth, WeChat query: WeChat search WeChat official account: China Construction Bank, add a bound credit card and query

and the due repayment date is 2 days after the billing date. As long as the payment is made in full according to the bill amount before the due repayment date, the consumption part can enjoy interest-free treatment.

if the billing date is the 1th of each month, transactions such as credit card spending and cash withdrawal between the 11th of each month and the 1th of the following month will be settled on the 1th of the following month, forming a billing cycle, and the due repayment date is 2 days after the billing date, that is, on the 3th of the following month, which will be settled on the 3/1 bill, and the due repayment date is 3/23. When will CCB's credit card be repaid on July 19th?

It should be repaid on the repayment date, which will be reflected in the bill SMS. The longest repayment period is 5 days and the shortest is 2 days.

to repay the total consumption amount on the bill before the repayment date ends, you can choose to repay it in full, so as not to cause overdue.

credit card repayment methods: full repayment, minimum repayment and installment repayment.

overdue credit card is a breach of contract, and it will bear the responsibility for breach of contract, which will stain personal trust, which is not conducive to the later bank lending business and produce overdue records in the credit report.

after the loan is successful, you should repay it on time, and don't fail to repay or delay the repayment, which will lead to overdue.

Consequences of overdue:

1. Bear a high penalty interest;

2, causing legal disputes;

3. Leave a "credit stain" in the national credit information system.

Suggestions are as follows:

1. It must be made up immediately, and a part of the penalty interest should be paid. It is recommended to pay more, so that the bad records can be cleared temporarily. The arrears have been more than one month, so the next repayment should be made in a lump sum of two months' monthly contributions and the penalty interest of last month;

2. If there is no delay in the future, the computer will eliminate this bad record after one year;

3. The repayment is delayed, but the repayment period will not be delayed, and only bad records will be left forever;

4. Remember to pay off the previous monthly payment and penalty interest before the repayment period next month. What does it mean to show gbr cross-border consumption in CCB's credit card bill?

gbr is the United Kingdom of Great Britain and Northern Ireland, that is, Britain.

Cross-border consumption is an overseas transaction. In combination, it should be an overseas transaction in the UK.

is there a handling fee for cross-city and inter-provincial consumption of CCB credit cards?

Don't

There is no handling fee for credit card spending in all parts of the country, including Hong Kong and Macao ... The merchants pay the handling fee for you.

Credit cards encourage credit card spending, but it's best not to take the money in the credit card because the handling fee is too high, with five thousandths of handling fee plus five thousandths of interest. When is the billing date for CCB credit card spending on July 24th?

CCB credit card spending on July 24th, 8. CCB has a five-day grace period, so the repayment on September 17th is on time.

if you want to apply for credit card installment, it is ok to meet the conditions of installment.

Requirements for installment application of bank credit card bills:

1. Time for installment application of bills

From the trading day to the repayment date, you can freely choose to installment transactions under RMB or USD accounts.

for transactions without bills: you can apply for installment from the date of the transaction to 19:3 on the billing date corresponding to the transaction.

for the issued bill, you can apply for installment from the day after the billing date to the due repayment date (for customers with automatic repayment in their accounts, the deadline for application is 17: on the due repayment date).

2. Conditions for applying for bills by installments

Applicants must hold a personal card of a bank credit card, have a good record of using the card and have no delay in current repayment. Customers who only hold business cards, business cards, purchasing cards, ANA guarantee cards or supplementary cards are temporarily unable to apply for bill installment.

3. Application amount for bill installment

For RMB bill installment, the minimum application amount is not less than RMB 3 yuan each time; Apply for US dollar bills in installments, with a minimum application amount of not less than US$ 1 each time. After successful installment of RMB or USD bills, the principal of each installment and the handling fee of each installment are included in the RMB account, that is, the installment amount of USD bills is converted into RMB at the exchange rate specified at the time of application.

Calculation method of billing date and repayment date of CCB credit card:

The billing date available for CCB credit card is: 2, 5, 7, 1, 12, 15, 17, 19, 22, 23, 24, 25, 26 and 27; The cardholder's billing statement can be viewed from the monthly bill. The credit card billing date of CCB can be adjusted, but it can only be modified once in a natural year.

The credit card of China Construction Bank has a fixed billing date every month, and 2 days after the billing date is the final repayment date. Before the final repayment date, the credit card will be repaid in full according to the bill amount, and consumption will enjoy an interest-free period. If you don't repay in full on time, the consumer will not enjoy the interest-free period, and the bank will charge interest in full at five ten thousandths of a day from the date when your consumption is recorded.

for example, if the 17th of each month is the billing date, and if a consumption is recorded on May 18th, then the repayment date of CCB's credit card is July 7th, 2 days after the billing date (June 17th), and the interest-free period of this consumption is 5 days (May 18th-July 7th). If you spend a sum on May 17th, and it is recorded in the account on the same day, then the repayment date of CCB's credit card is 2 days after the bill date (June 6th), and the interest-free period of this consumption is 2 days (May 17th-June 6th)

Everyone's bill date is different, which is clearly written on the card letter that comes with the card. If it is not feasible, please call the credit card center to ask. Handan's CCB credit card is not spent in Tianjin, how can there be cross-bank consumption in Tianjin?

report the loss first, so that the credit card can be frozen for 72 hours, and then go to the local bank outlets to check the running water to see what the transaction in Tianjin is about. If it is confirmed that funds have been transferred out, call the police immediately. I think someone stole it. What do you mean by the current consumption points of CCB Credit Card?

The current consumption points are not necessarily the amount of the current statement, but the points are accumulated through the consumption of merchants with points in your current statement. For example, your credit card is not used to pay water and electricity bills; Take it to the retail store to buy shoes or something.

I hope I can help you.