If the minimum repayment amount is not paid before the due repayment date (inclusive), in addition to paying the loan interest, a penalty shall be paid to the bank according to a certain proportion of the unpaid minimum repayment amount. At the same time, Bank of China will truthfully report your consumption repayment records to the People's Bank of China. If you need to check your personal credit, you are advised to log in to official website, People's Bank of China.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.